Finance Lumen Team

Finance Lumen Team

Budget Keeps Failing? 6 Reasons Why

budget

If budgeting were easy, everyone would be financially secure. Yet time and again, people set out with good intentions by download a spreadsheet, open a budgeting app, or sketch out a plan on paper only to abandon it a few…

What is Top Down and Bottom Up Investing?

bottom up investing

When it comes to building a robust investment portfolio, the choices you make regarding your investment strategy can significantly impact your financial future. You may have heard about the two dominant strategies in the world of investing – “Top Down…